Changing the _mod_on_off file in ...\Age of Pirates 2\program\ you can turn on the
developer mode (read that file, you change a setting from "Off" to "On") allows you
to press [F11] in the game, where you can add skills, $, etc. 

=>But you MUST exit the menu by pressing the X in the corner, NOT the [ok] 
button -- or else you get teleported off to la la land. [also, after using [F11],
go to the main menu, Options, and click the setting to restore the keyboard 
defaults]).