Use the following trick to get a great team without a high salary cost. Start a 
new franchise and pick a team. Do a fantasy draft and pick all the worst 
players. Then, release all of them and make your team from scratch, through 
Create-A-Player mode. Once done with the height, faces, etc., do not change the 
attributes. Save the player and sign him. Once you sign him, go back to 
Create-A-Player and select his name and change all his attributes to the 
maximum. Repeat this until you have a team with full attributes. The reason that 
all the worst players were selected is to keep you from having a high cap 
penalty during the next season. Note: This will take a few hours to complete.